Reyes v. Experian Information Solutions, Inc.

Case No. 8:16-cv-563-AG-AFMx


UPDATE: On August 27, 2020, the Court entered an order granting a stipulation regarding settlement distribution. A copy of the order is available here. According to the Order, checks in the amount of $278.36 will be mailed to all class members on or before October 15, 2020 (it may take several weeks after this date for you to receive your check, please be patient). The award of attorneys’ fees is currently on appeal. It is possible that a second settlement distribution will be issued following resolution of that appeal, which could take a year or more. Please check this website for updates. If you need to update your address, please contact us at or 1-833-796-0292.

If You Received Notice That Your Experian Consumer Report Contained an Account from Delbert Services, Corp. Reflecting Delinquency on a Loan Originated by Western Sky Financial, LLC After January 21, 2015 You Are Entitled to an Automatic Payment from a Class Action Settlement.

Important Dates

April 13, 2020 — Exclusion Deadline

April 13, 2020 — Objection Deadline

June 1, 2020 at 1:30 p.m. — Final Approval Hearing

The plaintiff in the case, Demeta Reyes (“Plaintiff”), asserts that defendant Experian Information Solutions, Inc. (“Experian”) violated the Fair Credit Reporting Act by preparing consumer credit reports that were inaccurate because they included delinquent loan accounts from Delbert Services, Corp. (“Delbert”), a debt collector for loans originated by Western Sky Financial, LLC (“Western Sky”) after Delbert went out of business and instructed Experian to stop reporting its data.

Under the terms of the settlement, Experian has agreed to establish a $24,000,000.00 fund that will be used to pay class members. You do not need to file a claim or take any additional action in order to receive an automatic payment under this settlement.

The Notice may affect your rights. Please read it carefully.



Automatically receive a settlement check for at least $270.00.


You can exclude yourself from the settlement by informing the settlement administrator that you want to “opt-out” of the settlement. If the settlement becomes final, this is the only option that allows you to retain your rights to separately sue Experian for claims relating to a Delbert account. If you opt-out, you will not receive an automatic payment under this settlement.

For more detailed information, see FAQ number 9.

April 13, 2020


You may object to the settlement by writing to the settlement administrator and explaining why you don’t think the settlement should be approved. If you object, you will remain a settlement class member, and if the settlement is approved, you will be eligible for the benefits of the settlement and give up your right to sue on certain claims described in the settlement agreement.

For more detailed information, see FAQ number 10.

April 13, 2020

Please do not contact the Court or its Clerk.